About NL Life Tools

Free practical tools and guides for people living, working or preparing to move to the Netherlands, with Chinese and English editions. This is an independent information website, not part of the Dutch government, tax authority or any carrier.

Calculation scope

The salary tool models a full year below AOW age, full-year Dutch insurance and salary income only. It excludes personal pension deductions, other income, deductions, benefits and part-year residence. Estimates cannot replace a payslip or individual tax advice.

Sources and updates

Tax calculations use 2026 rules. Holiday pages state the years covered. Tools and guides link to reference sources. Rules require review when they change; this site does not promise real-time updates.

Parcel and Lotto pages link to official services. We do not generate live parcel events or lottery results.

Languages

Use the language links to open the corresponding Chinese or English page. Calculations run locally in the browser. Changing language opens a new page and resets unsaved inputs and checklist selections.